diff --git a/src/renderer/src/i18n/zh.ts b/src/renderer/src/i18n/zh.ts
index 98a4ef8f..c544941e 100644
--- a/src/renderer/src/i18n/zh.ts
+++ b/src/renderer/src/i18n/zh.ts
@@ -54,6 +54,9 @@ export const zh: Record<string, string> = {
   "Cancel run": "取消运行",
   "Show older runs": "显示更早的运行",
   "Target date": "目标日期",
+  "Applies to every company in this app.": "适用于本应用中的所有公司。",
+  "Applies to {company} only; the folders are on this computer.": "仅适用于 {company}；文件夹位于这台电脑上。",
+  "Applies to {company} only.": "仅适用于 {company}。",
   "{n} others": "其余 {n} 人",
   "Work accepted (7 days)": "工作验收（近 7 天）",
   "{accepted} done · {returned} sent back · sessions: {ok} ended, {failed} failed": "{accepted} 项完成 · {returned} 项退回 · 会话：{ok} 次结束，{failed} 次失败",
diff --git a/src/renderer/src/pages/SettingsPage.tsx b/src/renderer/src/pages/SettingsPage.tsx
index 0089d7df..1be7dae7 100644
--- a/src/renderer/src/pages/SettingsPage.tsx
+++ b/src/renderer/src/pages/SettingsPage.tsx
@@ -50,6 +50,7 @@ export function SettingsPage({ snapshot, actions, focus }: PageProps) {
           {tab === "providers" && (
             <ProvidersPanel
               orgId={orgId}
+              companyName={organization.name}
               employeeId={employee.id}
               providers={providers}
               authProfiles={providerAuthProfiles}
@@ -59,7 +60,7 @@ export function SettingsPage({ snapshot, actions, focus }: PageProps) {
               actions={actions}
             />
           )}
-          {tab === "integrations" && <IntegrationKeysPanel keys={snapshot.integrationKeys} actions={actions} />}
+          {tab === "integrations" && <IntegrationKeysPanel keys={snapshot.integrationKeys} companyName={organization.name} actions={actions} />}
           {tab === "advanced" && (
             <AdvancedPanel
               orgId={orgId}
diff --git a/src/renderer/src/pages/settings/AdvancedPanel.tsx b/src/renderer/src/pages/settings/AdvancedPanel.tsx
index cfca9537..f6d89f6a 100644
--- a/src/renderer/src/pages/settings/AdvancedPanel.tsx
+++ b/src/renderer/src/pages/settings/AdvancedPanel.tsx
@@ -1,3 +1,4 @@
+import { ScopeNote } from "./ScopeNote";
 import type { UsageStatsRecord } from "../../../../shared/usage-stats";
 import type { ProviderRateLimitStateRecord } from "../../../../shared/provider-runtime-domain";
 import type {
@@ -45,6 +46,7 @@ export function AdvancedPanel({
   return (
     <div className="page">
       <h1 className="page-h1">{t("Advanced")}</h1>
+      <ScopeNote scope="company" company={organization.name} />
 
       {connected.length > 0 && (
         <div style={{ marginTop: 16 }}>
diff --git a/src/renderer/src/pages/settings/IntegrationKeysPanel.tsx b/src/renderer/src/pages/settings/IntegrationKeysPanel.tsx
index a3b18520..b842fa32 100644
--- a/src/renderer/src/pages/settings/IntegrationKeysPanel.tsx
+++ b/src/renderer/src/pages/settings/IntegrationKeysPanel.tsx
@@ -1,3 +1,4 @@
+import { ScopeNote } from "./ScopeNote";
 import { useState, type FormEvent } from "react";
 import type { IntegrationKeyName, IntegrationKeyStatus } from "../../../../shared/commands";
 import { Button, Field, Pill } from "../../shared/ui";
@@ -22,11 +23,12 @@ const KEY_COPY: Record<IntegrationKeyName, { label: string; hint: string; placeh
   },
 };
 
-export function IntegrationKeysPanel({ keys, actions }: { keys: IntegrationKeyStatus[]; actions: SnapshotActions }) {
+export function IntegrationKeysPanel({ keys, companyName, actions }: { keys: IntegrationKeyStatus[]; companyName: string; actions: SnapshotActions }) {
   return (
     <div className="page">
       <h1 className="page-h1">{t("Integrations")}</h1>
-      <p style={{ margin: "8px 0 24px", color: "var(--text-2)" }}>
+      <ScopeNote scope="app" company={companyName} />
+      <p style={{ margin: "0 0 24px", color: "var(--text-2)" }}>
         {t("Keys are stored on this device, encrypted by the operating system, and shared by every company.")}
       </p>
       {keys.map((status) => <KeyRow key={status.name} status={status} actions={actions} />)}
diff --git a/src/renderer/src/pages/settings/ProvidersPanel.tsx b/src/renderer/src/pages/settings/ProvidersPanel.tsx
index 51db50a9..aa544b77 100644
--- a/src/renderer/src/pages/settings/ProvidersPanel.tsx
+++ b/src/renderer/src/pages/settings/ProvidersPanel.tsx
@@ -1,3 +1,4 @@
+import { ScopeNote } from "./ScopeNote";
 import { useState, type FormEvent } from "react";
 import { Button, Pill } from "../../shared/ui";
 import { Dialog } from "../../shared/Dialog";
@@ -16,6 +17,7 @@ import { composeSecret } from "./provider-secret";
 import type { SnapshotActions } from "../../app/useSnapshot";
 
 interface ProvidersPanelProps {
+  companyName: string;
   orgId: string;
   employeeId: string;
   providers: ProviderRecord[];
@@ -30,7 +32,7 @@ const PRICE_GRID = "minmax(150px, 1.4fr) 110px 110px 110px 92px";
 const POLICY_GRID = "minmax(150px, 1.2fr) minmax(118px, 0.8fr) minmax(140px, 1fr) 112px 124px 124px 92px";
 type WorkspaceScope = "organization" | "workspace";
 
-export function ProvidersPanel({ orgId, employeeId, providers, authProfiles, catalog, agents, providerRateLimits, actions }: ProvidersPanelProps) {
+export function ProvidersPanel({ orgId, companyName, employeeId, providers, authProfiles, catalog, agents, providerRateLimits, actions }: ProvidersPanelProps) {
   const [active, setActive] = useState<ProviderRecord | null>(null);
   const connected = providers.filter((provider) => provider.enabled);
   const available = providers.filter((provider) => !provider.enabled);
@@ -58,6 +60,7 @@ export function ProvidersPanel({ orgId, employeeId, providers, authProfiles, cat
   return (
     <div className="page">
       <h1 className="page-h1">{t("Providers")}</h1>
+      <ScopeNote scope="company" company={companyName} />
 
       {connected.length > 0 && (
         <>
diff --git a/src/renderer/src/pages/settings/ScopeNote.tsx b/src/renderer/src/pages/settings/ScopeNote.tsx
new file mode 100644
index 00000000..d580cf00
--- /dev/null
+++ b/src/renderer/src/pages/settings/ScopeNote.tsx
@@ -0,0 +1,14 @@
+import { t } from "../../i18n/i18n";
+
+/** Where a setting takes effect: only the current company, every company in this app, or the company with folders on this computer. */
+export type SettingScope = "company" | "app" | "company_folders";
+
+/** Says, under a settings section, what a change there affects. */
+export function ScopeNote({ scope, company }: { scope: SettingScope; company: string }) {
+  const text = scope === "app"
+    ? t("Applies to every company in this app.")
+    : scope === "company_folders"
+      ? t("Applies to {company} only; the folders are on this computer.", { company })
+      : t("Applies to {company} only.", { company });
+  return <div role="note" className="scope-note" style={{ fontSize: 12, color: "var(--text-3)", margin: "4px 0 10px" }}>{text}</div>;
+}
diff --git a/src/renderer/src/pages/settings/WorkspacePanel.tsx b/src/renderer/src/pages/settings/WorkspacePanel.tsx
index ac927dc8..5dad7ab0 100644
--- a/src/renderer/src/pages/settings/WorkspacePanel.tsx
+++ b/src/renderer/src/pages/settings/WorkspacePanel.tsx
@@ -1,3 +1,4 @@
+import { ScopeNote } from "./ScopeNote";
 import { useState, type FormEvent } from "react";
 import type {
   OrganizationRecord,
@@ -62,6 +63,7 @@ export function WorkspacePanel({
   return (
     <div className="page">
       <h1 className="page-h1">{t("General")}</h1>
+      <ScopeNote scope="company" company={organization.name} />
 
       <div className="row" style={{ gap: 8, margin: "16px 0 24px" }}>
         <Pill tone="violet" dot>{organization.executionMode === "ai_ceo" ? t("AI CEO") : t("AI Co-Founder")}</Pill>
@@ -76,7 +78,8 @@ export function WorkspacePanel({
         <KeyValue label={t("Description")} value={organization.description || "—"} />
       </div>
 
-      <div className="section-label" style={{ marginBottom: 8 }}>{t("Appearance")}</div>
+      <div className="section-label">{t("Appearance")}</div>
+      <ScopeNote scope="app" company={organization.name} />
       <div style={{ display: "grid", gridTemplateColumns: "repeat(2, minmax(0, 240px))", gap: 12, marginBottom: 28 }}>
         <Field label={t("Theme")}>
           <select
@@ -113,6 +116,7 @@ export function WorkspacePanel({
           <Button tone="ghost" onClick={() => setCreateOpen(true)}><Icon name="plus" size={16} /> {t("Add")}</Button>
         </span>
       </div>
+      <ScopeNote scope="company_folders" company={organization.name} />
       {workspaces.map((workspace) => (
         <div key={workspace.id} className="row" aria-current={workspace.id === focusedWorkspaceId ? "true" : undefined} style={{ padding: "8px 0", borderBottom: "1px solid var(--border-soft)", background: workspace.id === focusedWorkspaceId ? "var(--accent-soft)" : undefined }}>
           <div style={{ minWidth: 0 }}>
diff --git a/tests/e2e/ceo-chat.spec.ts b/tests/e2e/ceo-chat.spec.ts
index c878c4a3..4f6534d9 100644
--- a/tests/e2e/ceo-chat.spec.ts
+++ b/tests/e2e/ceo-chat.spec.ts
@@ -72,6 +72,11 @@ test("the pinned CEO conversation is the Messages front door", async () => {
     // The message itself says where the reply stands.
     await expect(chatLog.locator(".chat-message", { hasText: "How are we tracking against the goal?" }).first()).toContainText("CEO will reply; queued.");
 
+    // Each settings section says what a change there affects.
+    await page.getByRole("button", { name: "Settings" }).click();
+    await expect(page.getByRole("note").filter({ hasText: "Applies to FlowPilot only." })).toBeVisible();
+    await expect(page.getByRole("note").filter({ hasText: "Applies to every company in this app." })).toBeVisible();
+
     // A goal's pace is measured against its target date; without one, no pace is claimed.
     await page.getByRole("button", { name: "Home" }).click();
     await expect(page.getByText("no target date")).toBeVisible();